Next Step Financing

For Smarter Money Decisions

Asset & Equipment Finance

Asset & Equipment Finance

From a ute for the tradie to a fleet for the business, we arrange chattel mortgages and commercial hire purchase agreements that keep cash flow healthy and tax outcomes smart. Same fast, lender-wide comparison — applied to everything that moves.

What's included

Chattel mortgages with competitive residual and balloon options
Hire purchase and finance lease structures tailored to your business
Novated leases for employee vehicles
Fast approval — often same day for clean applicants
How it works

A clear path from enquiry to settlement.

1

Tell us the asset and price — vehicle, machinery, or equipment.

2

We compare chattel mortgage, hire purchase, and lease options.

3

We structure the term and balloon to suit your cash flow.

4

Fast approval — often same day for clean applicants.

Australian Credit Licence

Authorised under ACL 389328. Credit Representative 557851. Fully licensed, fully accountable.

Best Interests Duty

Legally obligated to act in your best interests. We recommend the right loan for you — not the highest commission.

Transparent & Documented

Every recommendation is documented and justified. No hidden commissions, no surprises — ever.

Questions, answered

Asset & Equipment Finance — your questions answered

Straight answers from our Melbourne-based brokers.

A chattel mortgage gives you ownership of the asset with a loan secured against it, while a lease lets you use the asset with an option to buy at the end. We recommend the structure that best suits your tax and cash flow position.

Other services

All services

Ready to talk asset & equipment finance?

Book a free 15-minute consultation and we'll map out the best pathway for your situation — no obligation, no pressure.

Book Your Free Consultation

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